Privacy Policy

1. Introduction

wolters group ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use our website and services.

2. Information We Collect

2.1 Personal Information

We collect personal information that you voluntarily provide, including:

• Name, address, and contact details
• Date of birth and nationality
• Employment and income information
• Bank account details
• Identification documents

2.2 Automatically Collected Information

When you visit our website, we automatically collect:

• IP address and browser information
• Device information
• Usage data and cookies
• Location data

3. How We Use Your Information

We use your personal information to:

• Process loan applications
• Verify your identity
• Communicate with you about our services
• Comply with legal obligations
• Improve our services
• Prevent fraud

4. Legal Basis for Processing

We process your personal information based on:

• Your consent
• Contract performance
• Legal obligations
• Legitimate business interests

5. Data Sharing and Disclosure

We may share your information with:

• Credit reference agencies
• Financial institutions
• Service providers
• Legal authorities when required

6. Data Security

We implement appropriate technical and organizational measures to protect your personal information, including:

• 256-bit SSL encryption
• Secure data centers
• Access controls
• Regular security assessments

7. Data Retention

We retain your personal information for as long as necessary to:

• Provide our services
• Comply with legal obligations
• Resolve disputes
• Enforce agreements

8. Your Rights

Under GDPR and applicable data protection laws, you have the right to:

• Access your personal information
• Correct inaccurate data
• Request deletion of your data
• Object to processing
• Data portability
• Withdraw consent

9. Cookies

We use cookies to:

• Improve website functionality
• Analyze usage patterns
• Remember your preferences
• Provide personalized content

You can control cookie settings through your browser preferences.

10. International Data Transfers

We process data within the European Economic Area (EEA). Any transfers outside the EEA comply with GDPR requirements and appropriate safeguards.

11. Children's Privacy

Our services are not intended for individuals under 18. We do not knowingly collect personal information from minors.

12. Changes to Privacy Policy

We may update this Privacy Policy periodically. We will notify you of significant changes through our website or email.

13. Contact Us

For privacy-related inquiries or to exercise your rights, contact our Data Protection Officer: