1

Calculate & Apply

Use our calculator to determine your ideal loan amount and repayment terms. Submit your application online in minutes.

Quick online application
Secure data transmission
2

Instant Decision

Receive an immediate preliminary decision through our automated verification system.

Automated verification
Fair assessment
3

Document Upload

Upload required documents through our secure portal for final verification.

Simple upload process
Encrypted storage
4

Receive Funds

Once approved, receive your funds directly in your bank account within 24 hours.

Fast bank transfer
Flexible repayment

Required Documents

To process your application, we'll need:

Identification

  • Valid government ID
  • Passport or ID card
  • Residence permit (if applicable)

Income Proof

  • Last 3 pay slips
  • Employment contract
  • Tax returns (self-employed)

Bank Information

  • Bank statements (3 months)
  • Account details
  • SEPA mandate

Address Proof

  • Utility bill
  • Rental agreement
  • Registration certificate

Why Choose wolters group

Fast Processing

Get your money within 24 hours of approval

Competitive Rates

Interest rates starting from 5.9% APR

Secure & Regulated

Bank-level security and full regulatory compliance

Personal Support

Dedicated team in your language

Online Management

Track your loan online 24/7

Flexible Terms

Choose terms that suit your needs

Common Questions

How long does approval take?

Initial decisions are instant. Final approval typically takes 24 hours once all documents are received.

What are the eligibility requirements?

You must be 18+, a resident of DE/AT/NL, have regular income, and pass our credit assessment.

Can I repay early?

Yes, you can make early repayments or settle your loan in full at any time without penalties.

Is my data secure?

Yes, we use bank-level encryption and are fully GDPR compliant to protect your information.

Ready to Get Started?

Calculate your loan and apply now in just minutes