Legal Disclaimer

1. General Information

This disclaimer applies to the website https://woltersgroup.com operated by wolters group. By accessing and using our website, you accept and agree to be bound by this disclaimer.

2. No Financial Advice

The information provided on this website is for general informational purposes only. It should not be considered as financial advice, investment advice, or any other type of professional advice. We recommend consulting with qualified financial advisors before making any financial decisions.

3. Loan Decisions

• All loans are subject to credit approval
• Interest rates may vary based on creditworthiness
• Loan approval is not guaranteed
• Terms and conditions apply to all loans

4. Calculator Accuracy

The loan calculator provided on our website:

• Provides estimates only
• May not reflect final loan terms
• Should not be relied upon as the sole basis for decisions
• Actual rates and terms may vary

5. Information Accuracy

While we strive to provide accurate and up-to-date information:

• We make no warranties about the accuracy of information
• Information may be changed without notice
• We are not responsible for any errors or omissions
• Users should verify information independently

6. Third-Party Content

Our website may contain links to third-party websites or content. We:

• Do not endorse third-party content
• Are not responsible for third-party content
• Have no control over third-party websites
• Recommend reviewing third-party terms and policies

7. Risk Warning

Before taking out a loan:

• Consider your financial situation carefully
• Ensure you can afford repayments
• Be aware that missing payments may affect your credit score
• Consider alternatives to borrowing

8. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for:

• Any direct, indirect, or consequential losses
• Loss of data, profits, revenue, or business
• Technical issues or system failures
• Delays or interruptions in service

9. Regulatory Compliance

We operate under:

• German Banking Regulations
• EU Consumer Credit Directives
• Data Protection Laws (GDPR)
• Anti-Money Laundering Regulations

10. Changes to Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting to the website. Your continued use of our services constitutes acceptance of any modifications.

11. Contact Information

For questions about this disclaimer, please contact: